To transfer funds to your 5paisa trading account using net
banking, follow these steps:
- Log in to
5paisa Mobile App: Open the 5paisa mobile app on your device and log in to your
account.
- Access the "User" Tab: Navigate to the "User"
tab within the app.
- Select "Add Funds": Choose the "Add Funds"
option to initiate the transfer process.
- Enter Transfer Amount: Input the amount you wish to
transfer to your 5paisa trading account.
- Choose Net Banking Option: Select the "Net
banking" option as your preferred mode of transfer.
- Redirect to Bank's Website: You'll be redirected to your
bank's website to proceed with the transaction.
- Log in to Net Banking: Use your bank credentials to log
in to your Net Banking account securely.
- Authorise Transaction: Follow the prompts on your
bank's website to authorise the transaction and complete the process.
- Transaction Confirmation: Once the transaction is
successfully authorised, the transferred amount will be credited to your
5paisa trading account.
If you transfer funds through our Payment Gateway, the
following transaction charges are applicable:
Charges for NetBanking is ₹10 flat across
banks. This Charge is including GST.
Fund Updation Time:
Usually, net banking transactions are updated in
real-time upon transaction status confirmation from your bank. But in the
following scenarios, you might face a delay in fund updation in your 5paisa
trading account.
Scenario 1: Your transaction was successful, and the
amount is also debited from your bank account but 5paisa is showing the
transaction status as "failure".
Reason for such scenario occurrence: Your bank has
given the status of your transaction as failure to 5paisa due to an issue at
the bank's server end.
What happens to such transaction: Your bank will
reconcile all such transactions on the next working day and will share the
updated status of the transaction as success to 5paisa or refunds back to your
account.
Time for fund updation: In such a scenario it takes
about 24-48 hours for fund updation in your trading account (totally depends on
your bank's reconciliation process).
Scenario 2: Your transaction was successful but
funds are not updated in your trading account
Reason for such a scenario occurrence: Your bank has
delayed confirming your transaction and 5paisa has got your transaction status
as pending from your bank.
What happens to such transactions: Such transactions are usually confirmed
by your bank in 30-45 mins post active reconciliation.
Time for fund updation: In such a scenario it takes
about 30-45 mins for fund updation in your trading account.
In all other unusual scenarios, it takes about 15-30 mins
for funds updation.