If you wish to transfer funds from your bank A/c to your 5paisa trading A/c, you need to have a net banking facility activated. We have a payment gateway available for a list of 45 banks (Please refer to the below list of banks).
Please follow the below path to transfer the funds through net banking via both mobile app & website-
For Mobile Application:
Step 1: Log in to our 5paisa Mobile App
Step 2: Click on the User
Step 3: Click on Add Funds
Step 4: Enter the Amount
Step 5: Select the Net Banking
Step6: Its redirects you to the selected net banking page
For Website:
Step 1: Log in to our 5paisa Mobile App
Step 2: Click on Funds/ledger
Step 3: Click on Add Funds
Step 4: Enter the Amount
Step 5: Select the Net Banking
Step6: Its redirects you to the selected net banking page
List of Banks:
Sr. No.
| Bank Name
|
1
| ANDHRA BANK
|
2
| AU SMALL FINANCE BANK LIMITED
|
3
| AXIS BANK
|
4
| BANK OF BARODA
|
5
| BANK OF INDIA
|
6
| BANK OF MAHARASHTRA
|
7
| CANARA BANK
|
8
| CATHOLIC SYRIAN BANK LIMITED
|
9
| CITY UNION BANK LIMITED
|
10
| CORPORATION BANK
|
11
| DCB BANK LIMITED
|
12
| DEUTSCHE BANK
|
13
| DHANALAKSHMI BANK
|
14
| EQUITAS SMALL FINANCE BANK LIMITED
|
15
| FEDERAL BANK
|
16
| HDFC BANK
|
17
| ICICI BANK LIMITED
|
18
| IDBI BANK
|
19
| IDFC BANK LIMITED
|
20
| IDFC FIRST BANK
|
21
| INDIAN BANK
|
22
| INDIAN OVERSEAS BANK
|
23
| INDUSIND BANK
|
24
| JAMMU AND KASHMIR BANK LIMITED
|
25
| KARNATAKA BANK LIMITED
|
26
| KARUR VYSYA BANK
|
27
| KOTAK MAHINDRA BANK
|
28
| LAXMI VILAS BANK
|
29
| ORIENTAL BANK OF COMMERCE
|
30
| PUNJAB NATIONAL BANK
|
31
| RBL Bank
|
32
| SARASWAT CO OP BANK LTD
|
33
| SOUTH INDIAN BANK
|
34
| STANDARD CHARTERED BANK
|
35
| STATE BANK OF BIKANER AND JAIPUR
|
36
| STATE BANK OF HYDERABAD
|
37
| STATE BANK OF INDIA
|
38
| STATE BANK OF MYSORE
|
39
| STATE BANK OF PATIALA
|
40
| STATE BANK OF TRAVANCORE
|
41
| TAMILNAD MERCANTILE BANK LIMITED
|
42
| UCO BANK
|
43
| UNION BANK OF INDIA
|
44
| UNITED BANK OF INDIA
|
45
| YES BANK
|
Charges: If you transfer funds through our Payment Gateway, the following transaction charges are applicable:
Charges
| Basic Plan
| Power Investor Plan
| Ultra Trader Plan
|
Net Banking- Pay In
| ₹10
| ₹10
| Free
|
Fund Updation Time:
Usually, net banking transactions are updated in real-time upon transaction status confirmation from your bank. But in the following scenarios, you might face a delay in fund updation in your 5paisa trading account
Scenario 1: Your transaction was successful, and the amount is also debited from your bank account but 5paisa is showing the transaction status as "failure".
Reason for such scenario occurrence: Your bank has given the status of your transaction as failure to 5paisa due to an issue at the bank's server end.
What happens to such transaction: Your bank will reconcile all such transactions on the next working day and will share the updated status of the transaction as success to 5paisa or refunds back to your account.
Time for fund updation: In such a scenario it takes about 24-48 hours for fund updation in your trading account (totally depends on your bank's reconciliation process)
Scenario 2: Your transaction was successful but funds are not updated in your trading account
Reason for such a scenario occurrence: Your bank has delayed confirming your transaction and 5paisa has got your transaction status as pending from your bank
What happens to such transactions: Such transactions are usually confirmed by your bank in 30-45 mins post active reconciliation
Time for fund updation: In such a scenario it takes about 30-45mins for fund updation in your trading account.
In all other unusual scenarios, it takes about 15-30 mins for funds updation.