If you wish to transfer funds from your bank A/c to your 5paisa trading
A/c, you need to have a net banking facility activated. We have a payment
gateway available for a list of 45 banks (Please refer to the below list of
banks).
Please follow the below path to transfer the funds through net banking via both
mobile app & website-
For Mobile Application:
Step 1: Log in to our 5paisa Mobile App
Step 2: Click on the User
Step 3: Click on Add Funds
Step 4: Enter the Amount
Step 5: Select the Net Banking
Step6: Its redirects you to the selected net banking page
For Website:
Step 1: Log in to our 5paisa Mobile App
Step 2: Click on Funds/ledger
Step 3: Click on Add Funds
Step 4: Enter the Amount
Step 5: Select the Net Banking
Step6: Its redirects you to the selected net banking page
List of Banks:
Charges: If you transfer funds through our Payment Gateway, the
following transaction charges are applicable:
Charges for NetBanking is ₹10 flat across banks. This Charge is including GST.
Fund Updation Time:
Usually, net banking transactions are updated in real-time upon transaction
status confirmation from your bank. But in the following scenarios, you might
face a delay in fund updation in your 5paisa trading account
Scenario 1: Your transaction was successful, and the amount is also debited
from your bank account but 5paisa is showing the transaction status as "failure".
Reason for such scenario occurrence: Your bank has given the status of your
transaction as failure to 5paisa due to an issue at the bank's server end.
What happens to such transaction: Your bank will reconcile all such
transactions on the next working day and will share the updated status of the
transaction as success to 5paisa or refunds back to your account.
Time for fund updation: In such a scenario it takes about 24-48 hours for fund
updation in your trading account (totally depends on your bank's reconciliation
process).
Scenario 2: Your transaction was successful but funds are not updated in your
trading account
Reason for such a scenario occurrence: Your bank has delayed confirming your
transaction and 5paisa has got your transaction status as pending from your
bank.
What happens to such transactions: Such transactions are usually confirmed by
your bank in 30-45 mins post active reconciliation.
Time for fund updation: In such a scenario it takes about 30-45mins for fund
updation in your trading account.
In all other unusual scenarios, it takes about 15-30 mins for funds updation.