How to Transfer Funds into Your Trading Account? | 5paisa

How will I transfer the funds from bank A/c to trading A/c?

You can transfer funds through following ways:

Method 1. Net Banking

If you wish to transfer funds from your bank A/c to your 5paisa trading A/c, you need to have net banking facility to be activated. We have payment gateway available for list of 44 banks (Please refer the below list of banks).


Following are the ways to transfer the funds:

Login to our 5paisa Mobile App >> Menu >> Trade >> Funds >> Click on Pay In >> Enter amount >> Click on Net banking >> Click on Pay In. It will redirect to your bank website. Login your bank credentials and the amount will be credited in your trading A/c.

Note: If you transfer funds through our Payment Gateway, Rs. 10 per transaction charges are applicable: No charges applicable for Ultra trade pack users.

If you do not have bank A/c from the above registered 44 list of banks, you can transfer your funds by the below methods:

Method.2. UPI Transfer:

Transfer your funds through UPI with instant credit and NO Documentation. To transfer funds through UPI, follow the below steps:

Login to 5paisa Mobile App >> Click on Menu >> Trade >> Funds >> Click on Pay In >> Enter amount >> Click on UPI >> Click on Pay In >> Select the application from which you wish to transfer funds. Refer below screenshot.



Method.3. IMPS/NEFT/RTGS

Transfer your funds 24*7 with instant Credit and NO DOCUMENTATION. 


Note: Funds should be transferred from your registered bank account mapped with your 5paisa Account.

Process of registering beneficiary and transfers:
Login with your credentials on your bank website >> Click on Fund Transfer >> Add Beneficiary >> Enter Beneficiary Name >> Enter Beneficiary A/c no. >> Enter IFS Code >> Select Account Type as Current

Note: In certain banks, if your Third Party Transfer (TPT) is not activated, by entering your debit card details you can activate your TPT or else you need to visit at your nearest branch for availing this facility. Also, For NEFT/RTGS, credit will be as per RBI cycles.

In case, if you find any difficulties in adding virtual account as beneficiary through your bank's mobile app, you may try adding the beneficiary through your bank's web login.

For any further clarification, you can submit your query HERE

To know about your payment update, refer the below path:
Mobile Platform: Login >> Menu >> Trade >> Funds >> Click on Margin 
Website Platform: Login >> Click on the amount besides Mutual Funds >> Margin

To know more about the Funds transfer process, please refer the following link,  https://www.youtube.com/watch?v=xsoQZtu2EKk&t=1s

* Please ensure that no funds are transferred to any personal accounts of any entities. For transferring funds to 5Paisa Capital Limited, kindly login in to your account through the web portal or mobile app or transfer funds to the bank accounts held in the name of the company, which are specifically provided on the website of the company. 5Paisa shall not be liable for any transfer of funds other than the funds received through the modes prescribed herein.