How to Withdrawal Fund from Trading Account? | 5paisa

How to Withdraw Funds from Trading Account to Bank Account?

This is to inform you about an important update in our Funds Payout Procedure i.e. Withdrawal of funds from your 5paisa Trading A/c to your Bank A/c.

Effective from Monday, 12th Dec 2022 we will no longer be allowing the same day Pay-out of funds whose Pay-in is done on that day itself. This means that, if you transfer funds into your 5paisa account today, you will need to wait until tomorrow to request a withdrawal of these funds.

So, please take this into consideration & plan your payout accordingly.

If you wish to withdraw funds from trading A/c following are the ways:

Website Platform:

Login to www.5paisa.com >Fund ledger>click on withdraw funds

Mobile Platform:

Login to our 5paisa Mobile App >User>Funds>Click on Withdraw

Refer below our pay-out cycle and pay-out logic:

Payout Cycle

Withdrawal requests placed till 3:30 PM will be processed on the same day (by 4:30 PM) & the credit will reflect in your bank account by around 7:30 PM (excluding Saturdays & Sundays). Requests placed after 3:30 PM will be processed on the next working day.

Pay Out Logic:

ALB ( Normal Ledger + MTF Ledger - Unclear receipts - Value of  Undelivered Securities - Total Margin requirement in Commodity, FNO & Currency)
(+)
Funds paid by you
(-)
Funds received by you
(-)
Margin blocked transactions during the day
(-)
Realized Loss
(-)
Unrealized Loss
(-)
Minimum balance to be maintained by you is Rs. 450
(-)
Subscription Charges like Swing trader, Smart Investor
(-)
Statutory  Charges & mark up for levies
(-)
Unsettled Trade value for sell done 

ALB = Adjusted Ledger Balance
MTF = Margin Trading Funding
FNO = Futures and Options


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