How to Withdrawal Fund from Trading Account? | 5paisa

How to Withdraw Funds from Trading Account to Bank Account?

This is to inform you about an important update in our Funds Payout Procedure i.e. Withdrawal of funds from your 5paisa Trading A/c to your Bank A/c.

Effective from Monday, 12th Dec 2022 we will no longer be allowing the same day Pay-out of funds whose Pay-in is done on that day itself. This means that, if you transfer funds into your 5paisa account today, you will need to wait until tomorrow to request a withdrawal of these funds.

So, please take this into consideration & plan your payout accordingly.

If you wish to withdraw funds from trading A/c following are the ways:

Website Platform:

Login to >Fund ledger>click on withdraw funds

Mobile Platform:

Login to our 5paisa Mobile App >User>Funds>Click on Withdraw

Refer below our pay-out cycle and pay-out logic:

Payout Cycle

Withdrawal requests placed till 3:30 PM will be processed on the same day (by 4:30 PM) & the credit will reflect in your bank account by around 7:30 PM (excluding Saturdays & Sundays). Requests placed after 3:30 PM will be processed on the next working day.

Pay Out Logic:

ALB ( Normal Ledger + MTF Ledger - Unclear receipts - Value of  Undelivered Securities - Total Margin requirement in Commodity, FNO & Currency)
Funds paid by you
Funds received by you
Margin blocked transactions during the day
Realized Loss
Unrealized Loss
Minimum balance to be maintained by you is Rs. 450
Subscription Charges like Swing trader, Smart Investor
Statutory  Charges & mark up for levies
Unsettled Trade value for sell done 

ALB = Adjusted Ledger Balance
MTF = Margin Trading Funding
FNO = Futures and Options

    • Related Articles

    • How to withdraw funds from 5paisa trading account?

      Below is the process to withdraw funds from your 5paisa trading account- Through Mobile Application Step 1: Login to our 5paisa Mobile App Step 2: Click on User Step 3: Click on Withdraw Step 4: Enter the Amount Step 5: Click on Proceed Note: Minimum ...
    • How to Transfer the Funds from Bank A/c to Trading A/c?

      You can transfer funds through the following ways: Method 1: Net Banking If you wish to transfer funds from your bank A/c to your 5paisa trading A/c, you need to have a net banking facility activated. We have a payment gateway available for a list of ...
    • Bank Details for Instant Funds Transfer (IMPS/NEFT/RTGS) into Your Trading A/c

      To transfer funds via IMPS/NEFT/RTGS from your Bank A/c into your Trading A/c, refer to the following steps: To fetch your Unique Account Number: Click Here Login to the 5paisa platform Go to Add Funds Section Click on the ‘IMPS’ Tab Note: This ...
    • Can funds be withdrawn to the secondary bank account?

      No, regrettably! Withdrawals cannot be made to the secondary bank account; they are only permissible to the primary bank account associated to your 5paisa trading account However, it is possible to convert the secondary bank account into a primary ...
    • Process for Bank Modification with 5paisa

      You can register maximum of 5 banks for Pay-in Process is as below: To Add Bank: Through App: Login to 5paisa App >> User >> My Profile >> Manage >> Bank Details >> Add Bank >> Enter Account no. and IFSC >> click on Proceed Through Web: Login to ...