How to Withdraw Funds from Trading Account to Bank Account?

How to Withdraw Funds from Trading Account to Bank Account?

For the Website Platform:
  1. Access the login portal at https://login.5paisa.com/ and authenticate your credentials to gain access to your account.
  2. Proceed to the "Fund Ledger" in the Hamburger Menu Section of the website or Click on Margin on the header section.
  3. Locate and select the "Withdraw Funds" option.

For the Mobile Platform:
  1. Launch the 5paisa Mobile Application and log in using your account credentials.
  2. Navigate to the "User" section within the application.
  3. Proceed to the "Funds" subsection.
  4. Identify and select the "Withdraw" option.
For comprehensive details regarding the withdrawal process, please refer to our payout cycle and logic as outlined below:

Payout Cycle:
  1. Withdrawal requests are executed once daily, Monday through Friday at 3:30 PM.
  2. Requests initiated from Monday to Friday before 3:30 PM are processed on the same day.
  3. Requests placed after 3:30 PM or on weekends, trading, and clearing holidays are processed on the subsequent working day.
  4. Processed withdrawal requests are credited to your default bank account between approximately 6:00 PM to 7:30 PM.
  5. Withdrawals are not processed on weekends or during trading and clearing holidays.

Payout Logic:

The payout calculation follows a specific logic detailed as follows:
Adjusted Ledger Balance (ALB) comprises the Normal Ledger and Margin Trading Funding (MTF) Ledger balances, minus unclear receipts, the value of undelivered securities, and the total margin requirement in Commodity, Futures and Options (FNO), and Currency segments.

The formula is as follows:

ALB = (Normal Ledger + MTF (Margin Trading Funding) Ledger - Unclear receipts - Value of Undelivered Securities - Total Margin requirement in Commodity, FnO & Currency).

This balance is adjusted by:
  1. Funds paid by you.
  2. Funds received by you.
  3. Margin blocked transactions during the day.
  4. Realized Loss.
  5. Unrealized Loss.
  6. Subscription Charges such as Swing Trader, Smart Investor.
  7. Statutory Charges and mark up for levies.
  8. Unsettled Trade value for sell transactions.

By adhering to these guidelines, users can effectively understand the withdrawal process and ensure smooth transactions on the 5paisa platform.

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