How to Withdrawal Fund from Trading Account? | 5paisa

How to Withdraw Funds from Trading Account to Bank Account?

This is to inform you about an important update in our Funds Payout Procedure i.e. Withdrawal of funds from your 5paisa Trading A/c to your Bank A/c.

Effective from Monday, 12th Dec 2022 we will no longer be allowing the same day Pay-out of funds whose Pay-in is done on that day itself. This means that, if you transfer funds into your 5paisa account today, you will need to wait until tomorrow to request a withdrawal of these funds.

So, please take this into consideration & plan your payout accordingly.

If you wish to withdraw funds from trading A/c following are the ways:

Website Platform:

Login to >Fund ledger>click on withdraw funds

Mobile Platform:

Login to our 5paisa Mobile App >User>Funds>Click on Withdraw

Refer below our pay-out cycle and pay-out logic:

Payout Cycle

Monday to Friday
Client Payout Request TimeIdeal Payout Receipt time in Client's Bank Account
Previous Day 04.00 pm to Next day 07.30 am10.00 am
From 07.30 am to 11.30 am2.00 pm - same day
From 11.30 am to 04.00 pm06.30 pm - same day
Saturday - Bank's working day only
Friday 04.00 pm to Saturday 01.00 pm06.30 pm - same day
Request after 01.00 pmMonday 10.00 am

Pay Out Logic:

ALB ( Normal Ledger + MTF Ledger - Unclear receipts - Value of  Undelivered Securities - Total Margin requirement in Commodity, FNO & Currency)
Funds paid by you
Funds received by you
Margin blocked transactions during the day
Realized Loss
Unrealized Loss
Minimum balance to be maintained by you is Rs. 450
Subscription Charges like Swing trader, Smart Investor
Statutory  Charges & mark up for levies
Unsettled Trade value for sell done 

ALB = Adjusted Ledger Balance
MTF = Margin Trading Funding
FNO = Futures and Options