What are the benefits of using Pay Later?
Better control and flexibility in trading
Enhanced leverage using collateral margin
Transparent view of cash vs. leveraged positions
Easy conversion and tracking of MTF holdings
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How to add funds using UPI ID?
To transfer funds via the UPI method using a UPI ID that is not linked to the same mobile device, please follow these steps: Log in to the 5paisa Mobile App. Tap on the 'User' option and select 'Add Funds'. 3. Enter the amount you wish to transfer ...
Can I use Pay Later for intraday trading?
No, Pay Later is specifically designed for delivery-based trades using margin. It is not applicable to intraday orders.
How does Pay Later help with margin utilization?
Instead of using only cash, you can leverage your collateral margin (approved stocks pledged as security) to increase your buying power under Pay Later orders.
How do I activate the Pay Later feature?
New Users: You can activate Pay Later instantly via the Order Form → Pay Later / Margin section by accepting the terms. Existing Margin Plus Users: Pay Later is already active by default.
How can I place a Pay Later order?
On the order form, you’ll see an option to choose between Delivery and Pay Later. Select Pay Later to use leverage instead of full cash upfront.