What is the difference between Lumpsum and SIP in Mutual Funds?
Mutual Funds are investment instruments that
collect investors money and invest in various securities in order to get
returns on the investments. The money invested is managed by a professional
SIP is just a way of investing a fixed amount
in mutual funds on a regular basis. You are allocated a certain number of units
based on the ongoing market rate (called NAV or net asset value) for the
day.Every time you invest money, additional units of the scheme are purchased
at the market rate and added to your account. Hence, units are bought at
different rates and investors benefit from Rupee-Cost Averaging and the Power
You can also invest in mutual funds as a one -
time investment which is also called lumpsum. Every mutual fund scheme is available in two
variants - direct and regular. Direct schemes are bought directly from the AMC
and do not involve any intermediary.
Direct schemes have a lower expense ratio since
no commission is paid to the distributor. So you get more returns compared to
How can I make Lumpsum Investment in Mutual Funds?
To start your Lumpsum Investment in Mutual Funds via app or web, follow the steps given below- APP Login Log in to your 5paisa account Go to the Mutual Funds section Select Funds from our Popular Funds section or basket of funds based on your ...
What is smallcase? How are they different from Mutual Funds?
Smallcases are a new way to invest in stocks. A smallcase is an intelligently weighted basket of upto 50 stocks that reflects a theme, idea or strategy. Smallcases are centred around: A trending market theme like rising rural demand or A financial ...
How can I start an SIP and can I shift my existing SIPs to 5paisa?
Investment in SIP can be done via the below steps: 1. Log in to your 5paisa account Go to the Mutual Funds section 2. Select Funds from our Popular Funds section or basket of funds based on your investment objective. 3. Click on "Start ...
How can I stop my SIP?
You can stop your SIP by following the below-mentioned steps: Log in to your 5paisa account and navigate to the mutual fund section. Go to orderbook Click on the SIP that you want to stop. Click on “Stop SIP” Choose a reason for stopping the SIP. ...
What Brokerage does 5paisa Charge? How does 5paisa make money in mutual funds?
To manage a fund, an AMC charges an expense ratio. It’s a percentage amount of the fund cost you pay to the AMC. Additionally, you may need to pay an exit load when redeeming a mutual fund. 5Paisa does not charge any brokerage on mutual fund ...