If money added through IMPS, NEFT, or RTGS is not reflected in your 5paisa Demat account, here are some potential reasons and steps to resolve the issue:

Discontinued E-Collection Accounts

• ICICI Bank E-collection Account (FPAISA) was discontinued effective from 10th October 2022.
• YES Bank E-collection Account (5PAISA) was discontinued effective from 30th June 2023.
• Auto-Refunds: Any funds transferred to these accounts will be automatically refunded within 3-5 days.

Preferred Fund Transfer Method

• Use Smart Collect: For adding funds via IMPS/NEFT/RTGS, use the Smart Collect method. This is now the preferred mode for such transactions.

Funds Updation Time

• IMPS: Transfers made through IMPS are typically updated quickly, usually within 15 minutes, depending on your bank's processing time.
• NEFT/RTGS: Transfers made through NEFT or RTGS may take longer to update, sometimes a few hours, based on your bank's processing time. For faster updates, IMPS is recommended.

Important Note:

• Unique Smart Collect Account: Your Smart Collect account is unique to your client code. Do not share this account information with anyone else.
• Registered Bank Account: Ensure that you transfer funds from your registered bank account that is mapped with your 5paisa account. Transfers from unregistered bank accounts will be refunded to the source account within 5-7 days.
• Transaction Limit: The maximum limit for fund transfer via Smart Collect is Rs. 30 Crore per transaction.

By following these guidelines, you can ensure that your funds are accurately and promptly reflected in your 5paisa Demat account.